Banking, Finance & Capital Markets

Banking, Finance & Capital Markets

Empowering Financial Innovation with Legal Excellence

At Acacia Law Firm, we provide sophisticated legal support to financial institutions, investors, borrowers, fintechs, and capital market participants operating in Nigeria’s evolving financial ecosystem. Our Banking, Finance & Capital Markets Practice blends regulatory insight with transactional expertise to help clients structure deals, manage risks, and navigate complex compliance requirements in a dynamic global economy.

Whether you’re structuring a loan, launching an IPO, investing in digital assets, or financing infrastructure, we offer practical, forward-thinking legal solutions tailored to your objectives.

🔹 Our Core Financial Legal Services

1. Loan Agreements & Credit Facility Structuring

We act for both lenders and borrowers in:

  • Drafting and reviewing facility agreements

  • Syndicated and bilateral loans

  • Collateral documentation and perfection of security

  • Loan restructuring and refinancing

  • Legal opinions and enforceability reviews

We ensure each financing arrangement is clearly structured, enforceable, and aligned with regulatory frameworks.

2. Project Finance & Infrastructure Financing

We provide legal advisory and documentation for:

  • Public-private partnerships (PPP)

  • BOT, BOOT, and concession models

  • Infrastructure bonds and sovereign guarantees

  • Risk allocation and bankability analysis

Our experience in real assets, energy, transport, and utilities helps bring capital-intensive projects to life.

3. Asset Finance & Leasing

Our team advises on the financing of aircraft, vehicles, equipment, and machinery through:

  • Operating and finance leases

  • Sale and leaseback transactions

  • Hire-purchase agreements

  • Regulatory and tax compliance

We structure asset finance deals to optimize value and minimize legal exposure.

4. Structured Finance, Bonds & Derivatives

We assist in the structuring and issuance of:

  • Asset-backed securities (ABS)

  • Corporate and municipal bonds

  • Derivatives and hedging agreements (ISDA-based)

  • Securitization transactions

Our lawyers combine legal precision with commercial acumen to manage complex financial instruments.

5. Investment Banking Legal Services

We provide legal support to investment banks, PE firms, and financial advisers in:

  • Deal structuring and due diligence

  • M&A financing and bridge loans

  • Equity and debt offerings

  • Regulatory compliance and disclosure obligations

We are trusted legal advisors on high-value, high-stakes transactions.

6. Financial Technology (Fintech) Legal Compliance

We help fintech startups and established platforms with:

  • Licensing and regulatory approvals from CBN, SEC, and NDIC

  • Payment system and e-money compliance

  • Data protection and consumer law adherence

  • Legal structuring of digital financial products

Our legal solutions enable innovation while ensuring regulatory peace of mind.

7. Capital Markets, IPOs & Securities

We advise issuers, underwriters, and investors on:

  • Initial public offerings (IPOs)

  • Private placements and rights issues

  • Equity and debt securities listing on NGX and FMDQ

  • Corporate disclosures, prospectuses, and regulatory approvals

Our support ensures full legal compliance and investor confidence in every listing.

8. Regulatory & Compliance Advisory (CBN, SEC, etc.)

We provide ongoing guidance on:

  • Prudential and licensing requirements

  • Anti-fraud, governance, and internal controls

  • Regulatory filings and inspections

  • Legal audits and risk remediation plans

We act as your compliance partner—anticipating challenges and ensuring readiness.

9. Cryptocurrency & Blockchain Legal Advisory

As digital assets evolve, we help clients navigate the legal landscape of:

  • Crypto exchange licensing and regulation

  • Token issuance and ICO legal risk

  • Smart contract enforceability

  • Anti-fraud and AML compliance

We stay ahead of the curve so you can operate securely in emerging financial markets.

10. AML/CFT (Anti-Money Laundering & Counter-Terrorism Financing) Compliance

We assist financial institutions and businesses with:

  • AML policy development and implementation

  • KYC (Know Your Customer) and due diligence frameworks

  • Suspicious transaction reporting (STRs)

  • Compliance training and audits

Our work ensures alignment with Nigerian and international AML/CFT standards.

🔹 Why Choose Acacia Law Firm for Financial Legal Services?

✅ Regulatory Expertise – Deep understanding of the CBN, SEC, NDIC, NGX, and FIRS frameworks
✅ Deal-Making Precision – Structuring and negotiating with commercial insight
✅ Innovation-Focused – Supporting cutting-edge fintech and digital finance
✅ End-to-End Support – From concept to closing, and compliance thereafter
✅ Risk Management Culture – Preventing problems before they arise

💼 Where Law Meets Finance, We Make the Connection Clear.

At Acacia Law Firm, we don’t just advise on financial matters—we empower our clients to thrive in a regulated and competitive financial landscape.

📩 Contact us today to schedule a consultation and explore how our legal expertise can power your next financial move.